Shariah Board Committee

 

Muhammad Maksum
Chairman of Sharia Supervisory Board

 

Born in Temanggung, June 15, 1978 (43 Years per December 31, 2021). Graduated with Bachelor degree in Religion from Syarif Hidayatullah State Islamic Institute (IAIN), Jakarta in 2021, Master Degree of Islamic Economics from Syarif Hidayatullah State Islamic Institut (IAIN) Jakarta in 2006, and Doctoral Degree of Islamic Economics from Syarif Hidayatullah State Islamic Institut (IAIN) Jakarta in 2013. In addition, Graduated with Bachelor degree in Laws from Syarif Hidayatullah State Islamic University (IAIN), Jakarta in 2015 and Master Degree of Comparative Law from Universite De Perpignan, in 2016.

Appointed as Chairman of Sharia Supervisory Board based on the resolution of the General Meeting of Shareholders of PT Bank DKI on March 25, 2022. The term of office starts from June 28, 2021 until the closing of the Company's Annual GMS which will be held in 2024.

Dual Position

  • Concurrently serving as Chairman of the Sharia Supervisory Board of PT RHB Asset Management Indonesia.
  • Concurrent position as Member of the Sharia Supervisory Board of PT Asuransi Tugu Pratama Indonesia.
  • Concurrently serving as Member of the Sharia Supervisory Board of PT Serasi Autoraya (TRAC Syariah) – Sharia Business Institution.
  • Concurrently serving as Expert Staff of the Sharia Supervisory Board at PT Bank Mega Syariah.
  • Concurrently serving as a Sharia Economic Law Lecturer at Syarif Hidayatullah State Islamic University.
  • Concurrently serving as Member of the Sharia Supervisory Board at the Sharia Business Unit of PT Bank Jago Tbk.

Independency

Has no affiliation with other Board of Directors members, Board of Commissioners members, and majority shareholders.

Share Ownership

  • Has no shares ownership in Bank DKI.
  • Has no 5% or more shares ownership in other Banks and Non-Bank Financial Institution or other Companies.

PCareer Development

  • Chairman of the Sharia Supervisory Board of PT RHB Asset Management Indonesia (2018 – Present).
  • Member of the Sharia Supervisory Board of PT Asuransi Tugu Pratama Indonesia Tbk (2017 – Present).
  • Member of the Sharia Supervisory Board of PT serasi Autoraya (TRAC Syariah) (2017 – Present).
  • Expert Staff of the Sharia Supervisory Board of PT Bank Mega Syariah (2017 – Present).
  • Member of the Sharia Supervisory Board of the Sharia Business Unit of PT Bank Jago Tbk (2021 – Present)
  • Secretary of the Sharia Banking Division of the Board's Daily Implementation Board
  • National Sharia – Indonesian Ulema Council (2020 – 2025).

Farel Muhammad Rizqi
Member of Sharia Supervisory Board

 

Born in Jakarta, June 04, 1983 (39 years as of December 31, 2021). The man who is familiar with the greeting Farel Muhammad Rizqi is an Indonesian citizen, domiciled in Jakarta, Obtained a degree (Lc) from Al Azhar University, Cairo in 2004 and later earned a degree Bachelor of Islamic Theology from Syarif Hidayatullah State Islamic University, Jakarta in 2008.

Appointed as a Member of the Sharia Supervisory Board based on the resolutions of the General Meeting of Shareholders of PT Bank DKI dated June 28, 2021 as well as the Financial Services Authority Letter Number SR-23/PB.1/2021 dated October 19, 2021. The term of office is until the closing of the Company's Annual General Meeting of Shareholders. will be held in 2024.

Dual Position

  • Concurrently serving as Chairman of the Sharia Supervisory Board of the Indonesian Muslim Startup Association (AMSI).
  • Concurrently serving as Chairman of the Sharia Supervisory Board of the One Smesta Indonesia Sharia Consumer Cooperative.

Independency

Has no affiliation with other Board of Directors members, Board of Commissioners members, and majority shareholders

Share Ownership

  • Has no shares ownership in Bank DKI.
  • Has no 5% or more shares ownership in other Banks and Non-Bank Financial Institution or other Companies.

Career Development

  • Chairman of the Sharia Supervisory Board of the Indonesian Muslim Startup Association (AMSI) (2021 - Present).
  • Chairman of the Sharia Supervisory Board of the One Smesta Indonesia Sharia Consumer Cooperative (2020 - Present).
  • The Chief Supervisor of the Sahabat Bangun Negeri Foundation (2020 - Present).

Pernyataan Penerapan APU & PPT

Sistem Manajemen Anti Penyuapan

Risk Management

Bank DKI secara konsisten menerapkan manajemen risiko pada setiap aktivitas operasional dan non operasional. Pengelolaan risiko di Bank DKI mencakup 8 (delapan) jenis risiko sesuai dengan ketentuan regulator, yaitu Risiko Kredit, Risiko Pasar, Risiko Operasional, Risiko Likuiditas, Risiko Hukum, Risiko Kepatuhan, Risiko Reputasi, dan Risiko Stratejik yangd iimplementasikan pada unit/ satuan kerja konvensional dan syariah. Pengelolaan risiko juga mencakup 2 risiko tambahan untuk Unit Usaha Syariah yaitu Risiko Investasi dan Risiko Imbal Hasil.

 

Struktur Manajemen Risiko

Bank DKI memiliki struktur manajemen risiko yang lengkap dan menyeluruh dimulai dari pengawasan aktif Dewan Komisaris melalui Komite Pemantau Risiko. Pada tingkatan Direksi, Bank DKI memiliki Direktur Manajemen Risiko yang mensupervisi Grup Manajemen Risiko Perusahaan. Direksi Bank DKI juga telah dilengkapi dengan Komite Manajemen Risiko. Kebijakan Manajemen Risiko terus disempurnakan melalui kecukupan kebijakan, prosedur, penetapan risk tolerance, dan penerapan limit yang semakin memperkokoh penerapan manajemen risiko.

 

Profil Risiko Bank DKI terkini

Peringkat Profil Risiko PT Bank DKI Per Maret 2020

Jenis Risiko

Risiko Inheren

Kualitas Penerapan Manajemen Risiko

Risiko Komposit

Risiko Kredit

3

2

2

Risiko Pasar

2

2

2

Risiko Likuiditas

3

2

2

Risiko Operasional

3

3

3

Risiko Hukum

2

2

2

Risiko Reputasi

2

2

2

Risiko Strategik

3

3

3

Risiko Kepatuhan

2

2

2

Risiko Investasi

2

2

2

Risiko Imbal Hasil

2

2

2

Peringkat Komposit

3

2

2

 

Peringkat Profil Risiko PT Bank DKI Per Juni 2020

Jenis Risiko

Risiko Inheren

Kualitas Penerapan Manajemen Risiko

Risiko Komposit

Risiko Kredit

3

2

2

Risiko Pasar

2

2

2

Risiko Likuiditas

2

2

2

Risiko Operasional

3

2

3

Risiko Hukum

2

2

2

Risiko Reputasi

2

2

2

Risiko Strategik

3

2

2

Risiko Kepatuhan

2

2

2

Risiko Investasi

2

2

2

Risiko Imbal Hasil

2

2

2

Peringkat Komposit

3

2

2

 

Peringkat Profil Risiko PT Bank DKI Per September 2020

Jenis Risiko

Risiko Inheren

Kualitas Penerapan Manajemen Risiko

Risiko Komposit

Risiko Kredit

3

2

2

Risiko Pasar

2

2

2

Risiko Likuiditas

2

2

2

Risiko Operasional

3

3

3

Risiko Hukum

2

2

2

Risiko Reputasi

2

2

2

Risiko Strategik

2

2

2

Risiko Kepatuhan

2

2

2

Risiko Investasi

2

2

2

Risiko Imbal Hasil

2

2

2

Peringkat Komposit

3

3

2

 

Peringkat Profil Risiko PT Bank DKI Per Desember 2020

Jenis Risiko

Risiko Inheren

Kualitas Penerapan Manajemen Risiko

Risiko Komposit

Risiko Kredit

3

2

2

Risiko Pasar

2

2

2

Risiko Likuiditas

2

2

2

Risiko Operasional

3

2

2

Risiko Hukum

2

2

2

Risiko Reputasi

2

2

2

Risiko Strategik

2

2

2

Risiko Kepatuhan

2

2

2

Risiko Investasi

2

2

2

Risiko Imbal Hasil

3

2

2

Peringkat Komposit

3

2

2