Short-term credit granted to individual or corporate business, to finance the capital requirements for its business.
General Working capital loans for small entrepreneurs of non KUMK (non KUMK KUK).
With the criteria :
- Has a net worth of more than Rp. 200.000.000 outside the ground, building or place of business
- Has the results of the above sales of Rp. 1,000,000,000 annually
- The maximum credit of Rp 2.000.000.000.
General working capital credit for medium and large employers provided to large and medium sized employers to assist his efforts, such as PMA or PMDN.
Working Capital Loans R/C-Limited :
Facilities use loan accounts as a means of mutation of withdrawal and remittance credits. Withdrawal transactions or deposits can be made at any time of not melamlui a maximum of the corresponding credit facility.
Descending Working Capital Loans :
Facilities granted to the debtor with repayment system in installments, installment and the magnitude of the payment schedule tailored to the needs and capabilities of the debtor
- Have a Trade business license (SIUP), the list of companies (TDP), Staple the taxpayer Number (NPWP), deed of establishment and change of Certificate
- Shaped business individuals, business entities which are not incorporated the law including cooperatives
- Submit a financial statement at least 3 months
- Have a guarantee on behalf of the Executive Board or company
- Not recorded as the recipient of bad debts in the banking/financial institutions
This added value can be provided to services among others :
- KMK given to hospitality services (area of bogor, tangerang and bekasi)
- KMK given for construction services (home, shop, hotel, road etc.)
- KMK given to freight services (land, sea, and air).
Other Informations :
Maximum credit period of 1 (one) year and extendable according to needs.